Let me take this time to advise you that the mortgage rate have been excellent. If you are considering purchasing, thinking of refinancing or buying an investment property I can provide you with very competitive rates.
around 3.75% fixed for 15 years
around 4.125% fixed for 30 years
On refinance - we can close in 2-3 weeks.
On purchases - we can close in 4-6 weeks.
To make the process faster please have the following:
2 recent paystubs from all jobs
2 months of bank statements –all pages
Current mortgage statement(s)
Home owners insurance policy
Last 2 years of tax return and W2
401K or other retirement statements
Copy of social security card and driver’s license
If self-employed – business banks statements and income and expenreport
Rates may vary slightly based on house value, amount of loan, credit scores, income/expense ratio, points paid, combining other loans and/or closing costs, and/or outstanding debts. Investment home may require up to 30% down payment.
Please call me at 718) 698-2370 to discuss mortgage or tax matters.
Shibu P. Thomas, MBA, MS
Accountant and Mortgage Consultant
We provide servies to the following places: Staten Island, Queens, Jamaica, Astoria, Brooklyn, Manhattan, Long Island, Floral Park, New Hyde Park, Lake Success, Bellerose, Queens Village, Great Neck, Manhasset Hills, Roselyn, Roselyn Heights, Nassau County, Suffolk County.
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